At a certain point in your life, you want to cancel your insurance policy for whatsoever reason. Since there are different players that offer this service. Direct Line is one among them. That is why I’m going to deal with the question about how to cancel Direct Line Car Insurance. If you are interested in knowing the answer. Stay connected to know.
Direct Line is a car insurance company based in the UK. They offer a range of car insurance policies, including third-party, fire and theft, and comprehensive cover. Direct Line is known for its competitive prices and its focus on customer service. The good thing is that it is quite easy to cancel the Direct Line policy.
How to cancel Direct Line Car Insurance? This is the question, I shall be dealing with in this article. Stay tuned to know the steps involved.
How To Cancel Direct Line Car Insurance?
Canceling Direct Line Car Insurance is quite easy and straightforward. You are allowed to cancel the insurance policy at any given point in time. However, if you cancel after the cooling period of 14 days, the charges may be incurred. But that does not restrict you from canceling the same. Here is how to cancel Direct Line Car Insurance:
How To Cancel Direct Line Car Insurance After 14 Days Cooling Off Period?
Even though you have missed the 14-day cooling-off period, still you have the opportunity to cancel Direct Line Car Insurance. However, it is going to cost you more. Here is how to cancel Direct Line Car Insurance after 14 days cooling off period:
1. Call or write to the Direct Line explaining your will to cancel the Direct Line Car insurance policy. You can cancel on the date of sending your request or on a later agreed date.
2. You have to pay an administration fee that will cost you about £50.
3. If you pay in monthly installments you will have to pay off any remaining balance and credit.
4. Direct Line will then refund you your premium, whereas you will be charged for the number of days covered.
5. Note that Direct Line will not give you a refund if you have made a claim or someone has made a claim against you during your contract with it.
Important: If you are a resident of Northern Ireland, the Isle of Man, or the Channel Islands You have to return the motor insurance too.
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How To Cancel Direct Line Car Insurance Within 14 Days of Cooling?
The cooling-off period stands for a time limit in which you can give up your insurance policy if you don’t like it. So, if you are not satisfied and want to cancel your Direct Line Car insurance, you must act fast and take a call within 14 days, which is the cooling off period. In case, you cancel it within this period you will get your entire money back with no penalty charges. Here is how you cancel:
1. Call or write to the Direct Line explaining that you want to give up the Direct Line Insurance within 14 days of cover starting or the date when you receive your documents. Opt for one, whichever is later.
2. Your premium will be refunded. However, a fee for the number of days you have been given cover for your car insurance will be deducted.
3. You are entitled to a full refund for any breakdown cover that you have paid for though.
4. Remember if you have made a claim or someone has made one against you, you will not get a refund from Direct Line.
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How To Cancel Direct Line Car Insurance Before Your Policy Starts?
You can cancel Direct Line Car Insurance even before the start of the policy. The process to cancel is quite easy and simple. Here is how you can cancel by following the steps given below:
1. Call Direct Line and explain to them that you want to cancel the Direct Line Car Insurance policy.
2. You will be given a refund for your car insurance and for any breakdown cover that you have taken out.
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Wrapping Up
So it has come to the fore that you can give up and cancel the Direct Line Car Insurance at three stages. They are, after the cooling period of 14 days, within the cooling period, and before the insurance policy starts. Whenever you want to cancel the policy, you can easily cancel by following the steps mentioned above. In this article, I have explained how to cancel Direct Line Car Insurance. You can go through this article to know the steps involved.
I hope this article will be of some help to you. In case, something is missing and you want to add to it, feel free to write to us. Your feedback is always welcome. Visit us for more content like this.
