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How to Cancel CIMB Credit Card? (2 Ways)

Are you looking for ways to cancel CIMB credit card? You’ve landed on the right page! In this article, I will tell you all about how to cancel your CIMB credit card.

CIMB Bank is a well-known bank with a vast network in Southeast Asia. Its credit cards are designed to meet different customer needs, with rewards such as cashback and exclusive privileges offered to its customers. With top-notch features and convenience, CIMB credit cards become the top option for value and flexibility-conscious individuals in financial transactions.

However, if the card did not meet your requirements, you can easily cancel it. This manual will assist you thoroughly to cancel CIMB credit card.

How to Cancel CIMB Credit Card?

The process to cancel CIMB Credit Card is quite simple and straightforward, with two methods tailored to your preferences. You can either opt for a phone call or submit a cancellation form in person. The bank provides convenient methods to ensure a seamless termination of your credit card. Here is a step-by-step guide to assist you in this cancellation process. 

Also, read How To Cancel UOB Credit Card

How to Cancel CIMB Credit Card via Calling?

If you prefer a swift and easy solution, you can utilize the calling method to cancel CIMB credit card. Simply follow these steps:

  1. Call Customer Care: You may first call the CIMB customer hotline at 6333 6666, which operates 24 hours a day, 7 days a week.
  2. Verify Identity: You will have to provide identity details, e.g., card number, full name, together with security details for identification purposes.
  3. Request Cancellation: Inform the customer service agent that you want to cancel your credit card and request any special procedures or pending liabilities.
  4. Settle Outstanding Balance: Ensure all pending dues, such as fees, charges, or installments, are cleared before cancellation.
  5. Confirm Cancellation: Ask for a reference number or cancellation confirmation email and follow up after some days to confirm the process has been completed.

How to Cancel CIMB Credit Card via the Cancellation Form?

This is another reliable option to cancel CIMB Credit Card. This process is also quite simple, you just need to follow these steps:

  1. Download the Form: Visit the CIMB website, download the CIMB credit card maintenance form, and fill it out accurately with all the required details.
  2. Settle Outstanding Balances: Clear any outstanding dues, including fees, charges, or installment payments, before proceeding with the cancellation request.
  3. Prepare Documents: Bring the form along with a valid government-issued ID for verification. Cut the credit card in half to prevent misuse and carry it to the branch.
  4. Submit the Form in Person: Visit the nearest CIMB branch, submit the form, and finalise this procedure.
  5. Confirm Cancellation: Request an acknowledgment receipt for your submission and follow up with CIMB customer service to ensure the cancellation process is complete and no further obligations remain.

Also, read How to Cancel a Chase Credit Card

Conclusion

In conclusion, the process to cancel CIMB credit card is straightforward. It requires careful attention to detail to avoid future complications. All you are required to do is clear all outstanding balances and cancel recurring payments, fill out the form, and properly follow CIMB’s cancellation procedures. 

For your convenience and satisfaction, always request a confirmation email or letter upon cancellation of your card. Further, monitor your account for any unauthorized transactions or irregularities during the transition. This way, you can comfortably close your association with the card without jeopardizing your financial safety and good credit history.

Frequently Asked Questions

How do I Cancel my CIMB Credit Card?

You can simply cancel your CIMB credit card by calling the CIMB customer service hotline at 6333 6666 or you can personally go to the CIMB branch to fill up a cancellation form.

Do I have to settle all outstanding balances prior to cancelling my CIMB credit card?

Yes, all the existing balances, including pending transactions, charges, and interest, will have to be settled before the bank can handle your cancellation request.

How long is the CIMB Credit card valid?

The CIMB Credit Card is valid for 5 years of issuance. Further, the expiry month is printed on the front side of the card.

Will I be charged any fees for cancelling my CIMB credit card?

CIMB typically does not charge a fee for cancelling a credit card. However, you must clear any annual fees, late payment charges, or outstanding dues before the cancellation is done.